Fernando Garrido Vaz
10+ years in product

Experience

Staff Product Manager with a decade spent building B2B SaaS and fintech products across integrations, marketplaces, merchant onboarding, API design and AI-powered workflows — from zero-to-one launches to scaling existing platforms, across distributed, multi-timezone teams.

  • Staff Product Manager — Integrations

    Jan 2026 – Jul 2026
    Finom · Series C European fintech (~600 employees) building financial tools for SMEs
    • Defined and launched the integrations product roadmap from scratch, establishing priorities, milestones, and success metrics across the full portfolio.
    • Launched the integration marketplace on mobile, extending access to Finom's ecosystem via the company's primary channel.
    • Led a quality transformation across the integrations catalogue: reduced support ticket volume by over 60% and brought integration-related negative NPS to zero.
    • Built and launched features to production using AI coding tools. One third of new connection attempts to the "multibank" feature now come from new entry points built individually through AI tools.

  • Staff Product Manager — Connect (Integrations & AI)

    Feb 2024 – Jan 2026
    Qonto · Leading European B2B neobank
    • Launched account aggregation, letting users connect external bank accounts and consolidate their full financial picture — a key retention and engagement lever.
    • Scaled integrations from 46 to 6,000+, architecting the marketplace expansion that transformed Qonto from a payments tool into a full finance workspace.
    • Built mobile integrations management, extending the ecosystem to Qonto's primary user touchpoint.
    • Launched an AI invoice collector — a first-of-its-kind AI operator that automatically retrieves invoices from suppliers.

  • Product Manager — Partner Operations & Growth Marketing

    Nov 2020 – Feb 2024
    Klarna · B2B Product Manager across Klarna's Merchant platform
    • Designed and shipped a new Merchant Onboarding API, cutting average PSP partner onboarding time from ~8 minutes to under 5 seconds and unlocking 100K+ additional partners across new geographies.
    • Led a workstream of six teams that built a platform to help Klarna scale its advertising products. end-to-end self-service onboarding for Klarna Ads Manager, enabling revenue generation at scale from Growth Marketing products.
    • Launched Klarna Search & Compare in the US, Norway, and Germany, expanding Klarna's discovery surface.
    • Owned the Merchant Account Infrastructure (MAI) API and the Merchant Onboarding Experience UI serving both self-onboarding and managed merchant flows.

  • Senior Product Manager — B2B Platform

    May 2019 – Nov 2020
    Quandoo
    • Led a 20+ person multidisciplinary Focus Team owning all General Release B2B products across web and mobile.
    • Drove product quality, roadmap prioritisation, and cross-functional delivery across engineering, design, research, and analytics.

  • Technical Product Manager — Job Seeker Experience

    Jun 2018 – May 2019
    HeyJobs
    • Owned the job seeker product: application flow, search, job details, and CRM/recommendation channels.
    • Increased conversion from visit to application through data-driven experimentation and A/B testing.
    • Implemented a new job seeker portal via Google Cloud Talent Solutions, including UI design.

  • Product Manager — Collaboration, IAM & PSM

    Jul 2016 – Jun 2018
    Upwork
    • Managed three concurrent product teams: Collaboration Platform (~12 engineers), Identity & Access Management, and Project Success Managers.
    • Led cross-team initiatives on disintermediation prevention and company-level sign-up conversion.
Earlier experience
  • Product Management Freelancer 2014 – 2016

    Femgineer (Community Manager), Cuponation/Rocket Internet (A/B testing culture), Smiley Media (MVP development), Mondago (business development), JobScore (engineering process improvement).

  • Software Engineering Manager, JobScore 2015

    Led engineering team delivery, created performance benchmarks, improved internal communication and developer productivity.

  • Product Manager, Smiley Media 2012 – 2014

    Led development process transformation to Continuous Delivery, doubling release frequency. Built a fake user detection system and drove business metrics instrumentation.

  • PM / Scrum PO, Euax Project Management 2008 – 2014

    Product Owner for artia.com, a web-based PM tool. Advised companies on PM tool adoption and delivered training in Agile and Microsoft Project.

Education & certifications

Background

IT Management — Faculdade SENAC de Tecnologia, Florianópolis (2004–2006)
Specialisation in E-learning — SENAC (2006–2007)

  • Certified Scrum Product Owner (Scrum Alliance, 2010)
  • MCTS: Microsoft Office Project Server 2007, Microsoft Office SharePoint Server 2007, Microsoft Windows SharePoint Services 3.0
  • IBM Certified Solution Designer – Rational Unified Process V7.0
  • IBM Certified Deployment Professional – Rational Portfolio Manager